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TDECU supports initiatives that help our local communities thrive. We achieve this through a focus on educational, health, and economic development — all of which form the TDECU Community Engagement platform. Our hope is that our Members and employees are proud to call TDECU their credit union because of our community outreach.

How we started — it’s a cool story

TDECU formed in 1955 when a group of Dow employees pitched in $5 each to loan a friend $35 in order to buy a refrigerator. That mission of people helping people continues today.

Over the last 65 years, we have grown to meet the needs of the communities we serve, and to bring TDECU’s passion for service and great value in products to new financially underserved areas. Our first merger took us west to the Crossroads market in the Victoria area, where we have made many new friends and Members, and have become an integral part of the community. In the East market, where we began, we opened our field of membership to serve all Brazoria County residents. We now have 6 Member Centers in the county including a unique student-run Member Center in Columbia High School.

Where we are today

Since 2009, we have opened 15 Member Centers in Houston through three mergers with credit unions that shared our passion for service. The acquisition of 8 Whitney Bank locations in 2014 doubled our presence in the Houston area. Today, TDECU has 39 service locations, including 35 Member Centers.

The original $35 loan made in 1955 has turned into over $4 billion in assets today that continue to improve the lives of more than 354,000 Members by helping them achieve their financial dreams.

Our values are REAL

As we continue to grow, our commitment to service never wavers. In 2004, a group of TDECU employees developed a new set of service standards called REAL. The passion to go above and beyond for our Members and our REAL values extend throughout our internal culture and into the communities we serve. Through the financial turmoil of 2008 and 2009, and the COVID-19 pandemic, TDECU’s commitment to service held strong. We continued to provide free checking that pays interest and maintained our low or no-fee product offerings because we refuse to leave our Members’ sides.

TDECU was named a Top Workplace in the US by Energage and ranked in the top 100 among large companies with 500 employees or more in 2022. If you are interested in joining our team, check out our current job openings!

Our Leadership Team

Isaac Johnson

President and Chief Executive Officer

Rhonda Pavlicek

Executive Vice President
Chief Financial Officer

Jason Schneider

Senior Vice President
Chief of Staff

Murshid Khan

Senior Vice President
Chief Information Officer

Qiara Suggs

Senior Vice President
Chief Human Resources Officer

Our Board of Directors

Richard Smith


Daniel L. Buche

Vice Chairman

Roland Hendricks


George Hornback, Jr.


Frank Coe


Peggy Miltenberger


Anita Sehgal


David Sikora


Edward Speed


Ed Zingleman


Frank Coe - Director

Coe is a regular participant in credit union conferences and training and has attended events hosted by the National Automated Clearinghouse Association, Association of Credit Union Internal Auditors and the Credit Union Executives Society.

Coe has served as the Communications Chairman for the Chevron Retirees Association and on the Metropolitan Houston Chapter of the Chevron Retirees Association Board where he has held positions as President, Vice President and Director-At-Large. He also serves as webmaster for the Sweetwater Country Club Senior Men’s Golf Association.

Coe worked for Chevron Corporation from 1969 to 2000. He received a bachelor’s degree in chemical engineering from Purdue University and a master’s degree in industrial engineering from the University of Houston.

We are the largest credit union in Houston and the fourth largest credit union in Texas. We are proud of the lives we have improved as we have grown. We have more history to make. If you are not already a Member, we hope you join us on our journey of improving lives.

Annual Reports

You can always find our annual reports here, available for review. To review our financial performance, which we invite all Members to do, please visit the National Credit Union Administration (NCUA), the government agency that federally insures and regulates credit unions.
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