Compare all TDECU Savings Accounts interest rates

Find the best savings account for you

Saving money is the key to building wealth, with the added benefits of financial security and managing unexpected expenses.

TDECU offers a range of savings choices to help you reach your goals, including share savings, club and children's accounts.

Share Savings

Required if you want to become a TDECU Member.

Open Now See Share Savings Details

Minimum Balance

$5.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Digital Banking

Other Benefits

No monthly service fee

Club Savings

Best if you want a second savings account to save for a specific goal.

Open Now See Club Savings Details

Minimum Balance

$0.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Digital Banking

Other Benefits

No monthly service fee

Elements Teen Savings

Best if you want a savings account for your teen, ages 13-17.

Get Started See Elements Teen Savings Details

Minimum Balance

$5.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Digital Banking

Other Benefits

Exclusive age-appropriate financial education content

M3 Money Club

Best if you want a savings account for your kids, ages 4-12.

Get Started See M3 Money Club Details

Minimum Balance

$5.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Digital Banking

Other Benefits

Exclusive age-appropriate financial education content

Share Savings

Club Savings

Elements Teen Savings

M3 Money Club

Required if you want to become a TDECU Member.

Best if you want a second savings account to save for a specific goal.

Best if you want a savings account for your teen, ages 13-17.

Best if you want a savings account for your kids, ages 4-12.

Open Now See Share Savings Details

Open Now See Club Savings Details

Get Started See Elements Teen Savings Details

Get Started See M3 Money Club Details

Minimum Balance

$5.00

Minimum Balance

$0.00

Minimum Balance

$5.00

Minimum Balance

$5.00

Interest Rate

0.10%

Interest Rate

0.10%

Interest Rate

0.10%

Interest Rate

0.10%

APY*

0.10%

APY*

0.10%

APY*

0.10%

APY*

0.10%

Interest Paid

Monthly

Interest Paid

Monthly

Interest Paid

Monthly

Interest Paid

Monthly

Online Access

Free Digital Banking

Online Access

Free Digital Banking

Online Access

Free Digital Banking

Online Access

Free Digital Banking

Other Benefits

No monthly service fee

Other Benefits

No monthly service fee

Other Benefits

Exclusive age-appropriate financial education content

Other Benefits

Exclusive age-appropriate financial education content

*APY = Annual Percentage Yield
Federal regulations limit the number of transfers/withdrawals from a savings account to six per calendar month via fax, telephone, online, ACH, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.

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