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Cash $tash Line of Credit

Access your cash when you need it

Cash $tash is a revolving line of credit – an unsecured loan requiring no collateral - that allows you borrow available funds as often as you like, up to your maximum credit limit, for almost anything you want or need. It’s ideal if you prefer alternatives to credit cards, with terms that are typically better. To request funds from your line of credit, you can transfer the money you need via Online / Mobile Banking or Maxine Telephone Banking.

In Addition, TDECU offers a suite of personal loans to meet your needs, including our Assistance, Personal and Home Advantage Loans.

 

Assistance
Loan

Small dollar emergency loan.

Amount

$500 – $4,000

Minimum APR1

12 Months – 6.49%
24 Months – 6.99%

Term

12 Months – $500 – $1,999
24 Months – $2,000 – $4,000

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Personal
Loan

Flexible loans tailored to your needs.

Amount

$1,000 – $10,000

Minimum APR1

5.74%

Term

12 – 72 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Home Advantage
Personal Loan

Larger personal loan with discounts3 designed for homeowners.

Amount

$10,000 – $50,000

Minimum APR1

6.74%

Term

84 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Cash $tash®
Line of Credit

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$1,000 – $75,000

Minimum APR1

7.74%

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

 
 
 
 

Assistance
Loan

Personal
Loan

Home Advantage
Personal Loan

Cash $tash®
Line of Credit

Small dollar emergency loan.

Flexible loans tailored to your needs.

Larger personal loan with discounts3 designed for homeowners.

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$500 – $4,000

Amount

$1,000 – $10,000

Amount

$10,000 – $50,000

Amount

$1,000 – $75,000

Minimum APR1

12 Months – 6.49%
24 Months – 6.99%

Minimum APR1

5.74%

Minimum APR1

6.74%

Minimum APR1

7.74%

Term

12 Months – $500 – $1,999
24 Months – $2,000 – $4,000

Term

12 – 72 Months

Term

84 Months

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

1APR = Annual Percentage Rate.

2Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period.

Terms of repayment: A $2,000 Assistance Loan with a 24-month term at 6.99% APR equals a $89.54 monthly payment; a $4,000 Personal Loan with a 36-month term at 5.74% APR equals a $121.22 monthly payment; a $20,000 Home Advantage Loan with an 84-month term at 6.74% equals $299.32; a Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC balance of more than $1,000 equals a monthly payment of 2% of the current balance.
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